Hillary House Unit
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Please indicate the name of the house unit, subdivision or location that you are interested. Mobile No.: 09392369981 09328795501 E-mail: [email protected] [email protected] YM: vcbhouse Website URL: http://vcbsmarthomes.weebly.com http://www.facebook.com/vinsmarthouse |
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House Features:
House Finishes/Actual Turn Over Unit:
Financing Scheme
Own this house through:
1. Cash
2. Housing Loan (Pag-Ibig or in-house financing)
SAMPLE COMPUTATION:
Inner-Bare Type:
Lot Area: 40 sqm
Floor Area: 24 sqm.
PAG-IBIG FINANCING
Selling Price: Php 400,000.00
Processing Fee: Php 40,000.00
Total Contract Price: Php 440,000.00
Loanable Amount: Php 400,000.00
Total Equity: Php 40,000.00
Less: Reservation Fee: Php 5,000.00
Net Equity Fee: Php 35,000.00
12 Months to Pay: Php 2,916.67
Pag- ibig Monthly Amortization
25 Years to Pay: Php 2,888.80
30 Years to Pay: Php 2,709.80
MRI/FI are not included depending on Pag-Ibig but minimal to be added to monthly amortization.
Required Net Income (per month):
For 25 Years to Pay: P 7,221.01
For 30 Years to Pay: P 6,774.51
IN-HOUSE FINANCING
Selling Price: Php 400,000.00
Miscellaneous Fee: Php 30,000.00
Total Contract Price: Php 430,000.00
Total Downpayment: Php 150,000.00
Less: Reservation Fee: Php 5,000.00
Net Downpayment: Php 145,000.00
12 Months to Pay: Php 12,083.33
Balance: Php 280,000.00
In-house Monthly Amortization
3 Years to Pay: Php 10,122.67
5 Years to Pay: Php 7,574.94
Required Net Income (per month):
For 3 Years to pay: P 25,306.68
For 5 Years to Pay: P 18,937.35
NOTE: Prices are subject to change without prior notice. Reservation fee is non-refundable.
Other FEES upon Move-in:
Electric Connection: More or less Php 5,000.00
Water Connection: Php 1,000.00 (Buyer will buy water meter, less than Php 1,000.00)
Pay advance 2 years AMELYAR (Land tax): Around Php 1,400 or Php 1,500.00
Homeowners Association if any
REQUIREMENTS FOR HOUSING LOAN:
- House Type: One-Storey
- Rowhouse or Bare Type
- Lot Area: 40 sqm
- Floor Area: 24 sqm
- Provision for 2 Bedrooms
- 1 Toilet & Bath
- Living, dining & kitchen areas.
House Finishes/Actual Turn Over Unit:
- Plain cement flooring of interior
- No ceiling
- No partition
- Painted Exterior and Interior Walls (White)
- Color Roof Long Span
- Steel Casement Window
Financing Scheme
Own this house through:
1. Cash
2. Housing Loan (Pag-Ibig or in-house financing)
SAMPLE COMPUTATION:
Inner-Bare Type:
Lot Area: 40 sqm
Floor Area: 24 sqm.
PAG-IBIG FINANCING
Selling Price: Php 400,000.00
Processing Fee: Php 40,000.00
Total Contract Price: Php 440,000.00
Loanable Amount: Php 400,000.00
Total Equity: Php 40,000.00
Less: Reservation Fee: Php 5,000.00
Net Equity Fee: Php 35,000.00
12 Months to Pay: Php 2,916.67
Pag- ibig Monthly Amortization
25 Years to Pay: Php 2,888.80
30 Years to Pay: Php 2,709.80
MRI/FI are not included depending on Pag-Ibig but minimal to be added to monthly amortization.
Required Net Income (per month):
For 25 Years to Pay: P 7,221.01
For 30 Years to Pay: P 6,774.51
IN-HOUSE FINANCING
Selling Price: Php 400,000.00
Miscellaneous Fee: Php 30,000.00
Total Contract Price: Php 430,000.00
Total Downpayment: Php 150,000.00
Less: Reservation Fee: Php 5,000.00
Net Downpayment: Php 145,000.00
12 Months to Pay: Php 12,083.33
Balance: Php 280,000.00
In-house Monthly Amortization
3 Years to Pay: Php 10,122.67
5 Years to Pay: Php 7,574.94
Required Net Income (per month):
For 3 Years to pay: P 25,306.68
For 5 Years to Pay: P 18,937.35
NOTE: Prices are subject to change without prior notice. Reservation fee is non-refundable.
Other FEES upon Move-in:
Electric Connection: More or less Php 5,000.00
Water Connection: Php 1,000.00 (Buyer will buy water meter, less than Php 1,000.00)
Pay advance 2 years AMELYAR (Land tax): Around Php 1,400 or Php 1,500.00
Homeowners Association if any
REQUIREMENTS FOR HOUSING LOAN:
- Reservation Fee
- Latest Payslips for the last 2 months
- Notarized Certificate of Employment (COE) with Compensation
- Latest Job Contract for OFW
- 4 pcs 1x1 ID pictures
- Photocopy of 2 Valid IDs (Government issued like SSS, License, Passport, etc. & Company ID)
- Proof of Billing ( MERALCO Bill/Water Bill/PhoneBill/Credit Card Bill)
- Marriage Contract if Married or Birth Certificate if Single
- Tax Identification Number (TIN), Xerox ID
- Income Tax Return / BIR 2316
- Residence Certificate ( Cedula)
- Approved Membership Status Verification Slip (MSVS) if available (to follow after reservation if not available)
- Employee Status Accumulated Value (ESAV) if available (to follow after reservation if not available)
- Post Dated Checks (PDC) to follow after reservation. If no checking account, developer will endorse or refer you to accredited bank with lesser opening amount.