Zara House Unit
|
Contact DetailsFor inquiries, send us email, text messages, call or fill out the contact form. We will be glad to assist or help you own a house and lot.
Please indicate the name of the house unit, subdivision or location that you are interested. Mobile No.: 09392369981 09328795501 E-mail: [email protected] [email protected] YM: vcbhouse Website URL: http://vcbsmarthomes.weebly.com http://www.facebook.com/vinsmarthouse |
|
House Features:
House Finishes/Actual Turn Over Unit:
Financing Scheme
Own this house through:
1. Cash
2. Housing Loan (Pag-Ibig or in-house financing)
SAMPLE COMPUTATION:
Inner-Bare Type:
Lot area 60 sqm
Floor area 27 sqm.
PAG-IBIG FINANCING
Selling Price: Php 640,000.00
Processing Fee: Php 55,000.00
Total Contract Price: Php 695,000.00
Loanable Amount: Php 613,000.00
Total Equity: Php 82,000.00
Less: Reservation Fee: Php 10,000.00
Net Equity Fee: Php 72,000.00
12 Months to Pay: Php 6,000.00
Pag- ibig Monthly Amortization
25 Years to Pay: Php 4,823.74
30 Years to Pay: Php 4,555.82
MRI/FI are not included depending on Pag-Ibig but minimal to be added to monthly amortization.
Required Net Income (per month):
For 25 Years to Pay: P 12,059.34
For 30 Years to Pay: P 11,389.55
IN-HOUSE FINANCING:
Selling Price: Php 613,000
Downpayment: Php 183,900.00
Processing Fee: Php 55,000.00
TOTAL DP: Php 238,900.00
Less: Reservation Fee: P 10,000.00
NET DP: Php 228,900.00 payable in 12 months at Php 19,075.00 per month
70% BALANCE: Php 429,100.00
MA 3 Years to Pay: P 15,512.99
MA 5 Years to Pay: P 11,608.17
Required Net Income per month:
For 3 Years to Pay: P 30,306.68
For 5 Years to Pay: P 25,937.35
NOTE: Prices are subject to change without prior notice. Reservation fee is non-refundable.
Other FEES upon Move-in:
Electric Connection: More or less Php 5,000.00
Water Connection: Php 1,000.00 (Buyer will buy water meter, less than Php 1,000.00)
Pay advance 2 years AMELYAR (Land tax): Around Php 1,400 or Php 1,500.00
Homeowners Association if any
REQUIREMENTS FOR HOUSING LOAN:
- House Type: One-Storey with provision for loft
- Rowhouse or Bare Type
- Lot Area: 60 sqm
- Floor Area: 27 sqm
- Provision for 2 Bedrooms
- 1 Toilet & Bath
- Living, dining & kitchen areas.
- Ready for attic installation
House Finishes/Actual Turn Over Unit:
- Plain cement flooring of interior
- No ceiling with ready attic installation
- No partition
- Painted Exterior and Interior Walls (White)
- Color Roof Long Span
- Steel Casement Window
Financing Scheme
Own this house through:
1. Cash
2. Housing Loan (Pag-Ibig or in-house financing)
SAMPLE COMPUTATION:
Inner-Bare Type:
Lot area 60 sqm
Floor area 27 sqm.
PAG-IBIG FINANCING
Selling Price: Php 640,000.00
Processing Fee: Php 55,000.00
Total Contract Price: Php 695,000.00
Loanable Amount: Php 613,000.00
Total Equity: Php 82,000.00
Less: Reservation Fee: Php 10,000.00
Net Equity Fee: Php 72,000.00
12 Months to Pay: Php 6,000.00
Pag- ibig Monthly Amortization
25 Years to Pay: Php 4,823.74
30 Years to Pay: Php 4,555.82
MRI/FI are not included depending on Pag-Ibig but minimal to be added to monthly amortization.
Required Net Income (per month):
For 25 Years to Pay: P 12,059.34
For 30 Years to Pay: P 11,389.55
IN-HOUSE FINANCING:
Selling Price: Php 613,000
Downpayment: Php 183,900.00
Processing Fee: Php 55,000.00
TOTAL DP: Php 238,900.00
Less: Reservation Fee: P 10,000.00
NET DP: Php 228,900.00 payable in 12 months at Php 19,075.00 per month
70% BALANCE: Php 429,100.00
MA 3 Years to Pay: P 15,512.99
MA 5 Years to Pay: P 11,608.17
Required Net Income per month:
For 3 Years to Pay: P 30,306.68
For 5 Years to Pay: P 25,937.35
NOTE: Prices are subject to change without prior notice. Reservation fee is non-refundable.
Other FEES upon Move-in:
Electric Connection: More or less Php 5,000.00
Water Connection: Php 1,000.00 (Buyer will buy water meter, less than Php 1,000.00)
Pay advance 2 years AMELYAR (Land tax): Around Php 1,400 or Php 1,500.00
Homeowners Association if any
REQUIREMENTS FOR HOUSING LOAN:
- Reservation Fee
- Latest Payslips for the last 2 months
- Notarized Certificate of Employment (COE) with Compensation
- Latest Job Contract for OFW
- 4 pcs 1x1 ID pictures
- Photocopy of 2 Valid IDs (Government issued like SSS, License, Passport, etc. & Company ID)
- Proof of Billing ( MERALCO Bill/Water Bill/PhoneBill/Credit Card Bill)
- Marriage Contract if Married or Birth Certificate if Single
- Tax Identification Number (TIN), Xerox ID
- Income Tax Return / BIR 2316
- Residence Certificate ( Cedula)
- Approved Membership Status Verification Slip (MSVS) if available (to follow after reservation if not available)
- Employee Status Accumulated Value (ESAV) if available (to follow after reservation if not available)
- Post Dated Checks (PDC) to follow after reservation. If no checking account, developer will endorse or refer you to accredited bank with lesser opening amount.