Linden House Unit
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House Features:
House Finishes/Actual Turn Over Unit:
Financing Scheme Own this house through: 1. Cash with Discounts 2. Housing Loan (Bank or In-House financing) will be processed by the Developer, just complete and submit requirements. A. BANK SAMPLE COMPUTATION Model House: Linden House Lot Area: 80 sqm Floor Area: 52 sqm. Total Contract Price: Php 1,630,800.00 Total Downpayment (12.5%): Php 206,850.00 LESS: Reservation Fee: Php 20,000.00 NET Downpayment: Php 183,850.00 Downpayment Terms: 15 Months Downpayment Amount: Php 12,256.67 Bank Loanable Amount (87.5%): Php 1,426,950.00 Bank Monthly Amortization @ 8% Interest: 20 Years to Pay: Php 12,593.05 15 Years to Pay: Php 14,924.15 10 Years to Pay: Php 17,970.31 05 Years to Pay: Php 29,590.87 B. IN-HOUSE SAMPLE COMPUTATION Model House: Linden House Lot Area: 80 sqm Floor Area: 52 sqm. Total Contract Price: Php 1,577,950.00 Total Downpayment (30%): Php 473,385.00 LESS: Reservation Fee: Php 20,000.00 NET Downpayment: Php 453,385.00 Downpayment Terms: 24 Months Downpayment Amount: Php 18,891.04 In-House Loanable Amount (70%): Php 1,104,565.00 In-House Monthly Amortization: 10 Years to Pay (21% interest): Php 22,620.33 05 Years to Pay (18% interest): Php 28,585.27 NOTE: * Prices are subject to change without prior notice. * MRI & Fire insurances are included. Amount is determined by Bank and Developer if In-House. * Move-in is usually on the 16th to the 18th month for preselling units. For Ready for Occupancy units, Buyer is required to make full down payment and take-out of bank loan to transfer with estimated time to move in 1 to 4 months. * Monthly amortization will start after the last downpayment. * Processing fees include Transfer of Title for Bank Financing Only. For in-house financing, Buyer will be informed how much depending on selling price of house unit chosen, * Prevailing bank interest rate will apply upon loan takeout. Rate used above is for reference only. * Spot Downpayment: If full downpayment is paid in full, you can avail discount range from 5% to 7.5%. Legal and Miscellaneous Fees are not included in the computation of discounts. C. CASH PAYMENT A. Spot Cash with discounts from 8.5% up to 10% off the selling price. Reference: From the Date of Reservation: a) 10% discount if paid within 7 days b) 9.5% discount if paid between 8 to 30 days c) 9% if paid between 31 to 60 days d) 8.5% discount if paid between 61 to 90 days B. Deferred Cash Option 1: Discount of 4% up to 9.5% off the selling price if paid 1 month to 12 months or 1 year at 0% interest. Reference: From the Date of Reservation: a) 9.5% discount if paid within 1 month b) 9% discount if paid within 2 months c) 8.5% discount if paid within 3 months d) 8% discount if paid within 4 months e) 7.5% discount if paid within 5 months f) 7% discount if paid within 6 months g) 6.5% discount if paid within 7 months h) 6% discount if paid within 8 months i) 5.5% discount if paid within 9 months j) 5% discount if paid within 10 months k) 4.5% discount if paid within 11 months l) 4% discount if paid within 12 months or 1 year Option 2: Deferred cash payment is also available in 24 equal monthly installments with NO interest, *** Reservation fee and legal and miscellaneous fees are not included in the computation of discounts. If you want to buy through cash or deferred cash, please inform us to compute for your discount. HOW TO OWN LINDEN HOUSE UNIT:
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BUYER'S GUARANTEE
The buyer will receive a Clearance for Inspection (CFI) from the developer stating that the house is ready for inspection. The buyer will be given 2 months to inspect and make repair request for any defects noted from the house. Any defects noticed will be repaired FREE of charge within the prescribed period.
If no complaints within the the given period, the house unit is considered to be in good condition. The buyer will then issue a letter of acceptance. Cost of repair made beyond the prescribed period will be shouldered by the buyer.
Aside from the 60-day inspection period, the buyer will also be given one whole rainy season to inspect the house for any leaks. Developer will make repair at NO COST or charge if found to have leaks.
We are here to assist you so keep in touch with us for any concerns or questions.
The buyer will receive a Clearance for Inspection (CFI) from the developer stating that the house is ready for inspection. The buyer will be given 2 months to inspect and make repair request for any defects noted from the house. Any defects noticed will be repaired FREE of charge within the prescribed period.
If no complaints within the the given period, the house unit is considered to be in good condition. The buyer will then issue a letter of acceptance. Cost of repair made beyond the prescribed period will be shouldered by the buyer.
Aside from the 60-day inspection period, the buyer will also be given one whole rainy season to inspect the house for any leaks. Developer will make repair at NO COST or charge if found to have leaks.
We are here to assist you so keep in touch with us for any concerns or questions.
Contact DetailsFor inquiries, send us email, text messages, call or fill out the contact form. We will be glad to assist or help you own a house and lot.
Please indicate the name of the house unit, subdivision or location that you are interested. Mobile No.: 09392369981 09328795501 E-mail: [email protected] [email protected] YM: vcbhouse Website URL: http://vcbsmarthomes.weebly.com http://www.facebook.com/vinsmarthouse |
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